日期：2025年8月12日 针对《The Edge》于2025年8月11日针对在近日的国会会议中，马六甲国会议员邱培栋提及本合作12%回报的相关议题，并质疑其是否属于“高回酬”，刊登题为“Entrepreneur Development Ministry to investigate Koperasi Khazanah Usahawan over alleged high-return investment scheme”之报道，本合作社作如下回应： 1.⁠ ⁠特别储蓄方案仅限会员 本合作社的“Kokhawan特别储蓄方案”仅向本合作社会员提供，并不对公众或非会员开放。 依据《Cooperative Societies Act 1993》第50(d)条，本合作社合法向本社成员提供储蓄与回报，且严格遵守明确的条款与条件，不对公众开放 2.⁠ ⁠储蓄回报源自严谨的财务评估 所有会员储蓄回报均基于严谨的财务分析制定，并综合考量通胀水平、市场常态、公众接受度及商业模式的长期可持续性。本合作社始终坚持兼具竞争力与责任感的方案设计，以保障成员的最佳利益。 3.⁠ ⁠以成熟合规的信贷业务作支撑 本合作社的回报来源于我国行之有年的公务员贷款业务模式，该模式已获马来西亚合作社委员会（SKM）及ANGKASA的认可与监管。 4.⁠ ⁠依法经营，证照齐备 KO-KHAWAN之核心业务为运用成员储蓄向马来西亚公务员提供贷款服务。 本合作社已获SKM批准，并经ANGKASA授权开展相关业务； SKM批文与ANGKASA薪扣编码（BPA CODE）均已正式核发并存档。 5.⁠ ⁠竞争力不等于空头承诺 本合作社能够提供较具竞争力的回报，并不代表存在虚假或不实承诺。我们始终以合规、透明与审慎为原则，履行合作社应有的责任与义务。 6.⁠ ⁠欢迎沟通 若此报道造成在任何方面造成误解，Kokhawan欢迎会员主动与本合作社联系，以获取进一步资讯与说明。 下载 PDF KO-KHAWAN%E5%B0%B1%E3%80%8AThe+Edge%E3%80%8B%E6%8A%A5%E9%81%93%E4%BD%9C%E5%87%BA%E5%9B%9E%E5%BA%94

日趋：2025年8月12日 KO-KHAWAN谨此感谢马六甲国会议员邱培栋于2025年8月11日在国会会议中提及本合作社。针对其就本合作社12%回报的相关论述，特作如下严正说明 1.⁠ ⁠特别储蓄方案仅限会员 本合作社的“KOKHAWAN特别储蓄方案”仅向本合作社会员提供，并不对公众或非会员开放。依据《COOPERATIVE SOCIETIES ACT 1993》第50(D)条，本合作社合法向本社成员提供储蓄与回报，且严格遵守明确的条款与条件，不开放予公众 2.⁠ ⁠储蓄回报源自严谨的财务评估 所有会员储蓄回报均基于严谨的财务分析制定，并综合考量通胀水平、市场常态、公众接受度及商业模式的长期可持续性。本合作社始终坚持兼具竞争力与责任感的方案设计，以保障成员的最佳利益。 3.⁠ ⁠以成熟合规的信贷业务作支撑 本合作社的回报来源于我国行之有年的公务员贷款业务模式，该模式已获马来西亚合作社委员会（SKM）及ANGKASA的认可与监管。 4.⁠ ⁠依法经营，证照齐备 KO-KHAWAN之核心业务为运用成员储蓄向马来西亚公务员提供贷款服务。 本合作社已获SKM批准，并经ANGKASA授权开展相关业务； SKM批文与ANGKASA薪扣编码（BPA CODE）均已正式核发并存档。 5.⁠ ⁠竞争力不等于空头承诺 本合作社能够提供较具竞争力的回报，并不代表存在虚假或不实承诺。我们始终以合规、透明与审慎为原则，履行合作社应有的责任与义务。 本合作社欢迎与邱培栋议员进一步对话与交流，共同提升公众对合作社服务及产品的正确认知。 下载 PDF KO-KHAWAN%E5%B0%B1%E5%9B%BD%E4%BC%9A%E8%AE%AE%E5%91%98%E9%82%B1%E5%9F%B9%E6%A0%8B%E5%9C%A8%E5%9B%BD%E4%BC%9A%E5%8F%91%E8%A8%80%E7%9A%84%E5%A3%B0%E6%98%8E

Earlier in an article published in The Edge on 11 August 2025 headed “Entrepreneur Development Ministry to investigate Koperasi Khazanah Usahawan over alleged high-return investment scheme”, Ko-Khawan wishes to clarify a few points below. We understand that there was a question raised in a parliamentary seating, where YB Khoo highlighted a point on the matter [...]

FOR IMMEDIATE RELEASE STATEMENT FROM KO-KHAWAN ON MP KHOO POAY TIONG CLAIMS IN PARLIAMENT 12 August 2025, Kuala Lumpur – KO-KHAWAN applauds Melaka MP Khoo Poay Tiong for referencing our Koperasi during his Parliamentary session yesterday. In his statement made by YB Khoo during the Parliamentary sitting on 11th August 2025 regarding the 12% Return [...]

Building stronger partnerships and fostering innovation at the Ko-Khawan Cooperative Meeting held at the Mercure Hotel, Kuala Lumpur. A day of valuable discussions, knowledge sharing, and collaborative opportunities aimed at driving mutual growth and success.

On the 11th of January 2025, in Batu Maung, Penang, the large-scale aid program organized by Ko-Khawan in collaboration with the Yayasan Muhibah Malaysia was launched, with Prime Minister Datuk Seri Anwar Ibrahim personally participating in the distribution of aid supplies. The event, held at the Seberang Perai Municipal Council (MBSP) building, provided back-to-school assistance [...]

KO-KHAWAN recently had the pleasure of hosting another remarkable event in Penang. It was truly a memorable occasion, filled with engaging conversations and valuable connections. We are grateful to all who attended and contributed to the success of the event.

We had the privilege of hosting a valuable sharing session at The Met, Mont Kiara. It was a great evening filled with insightful discussions and meaningful exchanges. We appreciate the active participation of all attendees and look forward to more enriching collaborations in the future.