{"id":1023,"date":"2026-04-17T02:28:21","date_gmt":"2026-04-17T02:28:21","guid":{"rendered":"https:\/\/kokhawan.com\/?page_id=1023"},"modified":"2026-05-21T03:31:14","modified_gmt":"2026-05-21T03:31:14","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/kokhawan.com\/ms\/privacy-policy\/","title":{"rendered":"Privacy Policy"},"content":{"rendered":"<section class=\"vc_row vc_custom_1737683725413 liquid-row-shadowbox-6a2086560001c\"><div class=\"ld-container container\"><div class=\"row ld-row ld-row-outer\"><div class=\"wpb_column vc_column_container vc_col-sm-12 liquid-column-6a2086560053a\"><div class=\"vc_column-inner\" ><div class=\"wpb_wrapper\"  ><style>.ld_fancy_heading_6a208656006ca h3{color:rgb(2, 6, 111);}.ld_fancy_heading_6a208656006ca .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}<\/style><div class=\"ld-fancy-heading ld_fancy_heading_6a208656006ca\">\n\t<h3 class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  Privacy Policy<\/h3><\/div><style>.ld_fancy_heading_6a20865600a9b div {font-weight:600; } .ld_fancy_heading_6a20865600a9b .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6a20865600a9b div {font-weight:600; } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6a20865600a9b\">\n\t<div class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  Last updated: 16 Jan 2026<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"vc_row liquid-row-shadowbox-6a20865600e6a\"><div class=\"ld-container container\"><div class=\"row ld-row ld-row-outer\"><div class=\"wpb_column vc_column_container vc_col-sm-12 liquid-column-6a2086560114d\"><div class=\"vc_column-inner\" ><div class=\"wpb_wrapper\"  ><div class=\"vc_row vc_inner vc_row-fluid vc_custom_1776392389803 liquid-row-shadowbox-6a208656014fd vc_row-has-fill\"><div class=\"ld-container container-fluid\"><div class=\"row ld-row ld-row-inner\"><div class=\"wpb_column vc_column_container vc_col-sm-12 liquid-column-6a2086560191b\"><div class=\"vc_column-inner\" ><div class=\"wpb_wrapper\" ><style>.ld_fancy_heading_6a20865601aa0 p {margin-bottom:20px !important;  } .ld_fancy_heading_6a20865601aa0 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6a20865601aa0 p {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6a20865601aa0\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  <span style=\"font-weight: 400\">Ko-Khawan (\u201cKo-Khawan\u201d, \u201cwe\u201d, \u201cour\u201d, or \u201cus\u201d) is committed to protecting your personal data in accordance with applicable data protection laws, including the Personal Data Protection Act 2010 of Malaysia (\u201cPDPA\u201d).<\/span><\/p><\/div><style>.ld_fancy_heading_6a20865601d83 p {margin-bottom:20px !important;  } .ld_fancy_heading_6a20865601d83 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6a20865601d83 p {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6a20865601d83\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  <span style=\"font-weight: 400\">This Privacy Policy explains how we collect, use, disclose, and safeguard your personal data when you access or use the Ko-Khawan website and mobile application (collectively, the \u201cPlatform\u201d).<\/span><\/p><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span  class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span  class=\"vc_sep_line\"><\/span><\/span>\n<\/div><style>.ld_fancy_heading_6a208656024aa h5 {margin-bottom:20px !important;  } .ld_fancy_heading_6a208656024aa .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6a208656024aa h5 {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6a208656024aa\">\n\t<h5 class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  1. Information We Collect<\/h5><\/div><style>.ld_fancy_heading_6a208656026ec p {margin-bottom:20px !important;  } .ld_fancy_heading_6a208656026ec .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6a208656026ec p {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6a208656026ec\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  <span style=\"font-weight: 400\">We may collect the following information:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Personal information such as name, identification number, email address, and contact details<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Account and membership information related to your koperasi<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Savings and return history information<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Device and usage data (such as IP address, device type, and app usage)<\/span><\/li>\n<\/ul>\n<p><\/p><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span  class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span  class=\"vc_sep_line\"><\/span><\/span>\n<\/div><style>.ld_fancy_heading_6a20865602db0 h5 {margin-bottom:20px !important;  } .ld_fancy_heading_6a20865602db0 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6a20865602db0 h5 {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6a20865602db0\">\n\t<h5 class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  2. Purpose of Processing<\/h5><\/div><style>.ld_fancy_heading_6a20865602fde p {margin-bottom:20px !important;  } .ld_fancy_heading_6a20865602fde .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6a20865602fde p {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6a20865602fde\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  <span style=\"font-weight: 400\">Your personal data is collected and used for the following purposes:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">To provide access to your koperasi information and membership records<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">To display savings, return history, and related information<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">To communicate updates, notifications, and announcements<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">To maintain and improve the functionality and security of the Platform<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">To comply with legal and regulatory obligations<\/span><\/li>\n<\/ul>\n<p><\/p><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span  class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span  class=\"vc_sep_line\"><\/span><\/span>\n<\/div><style>.ld_fancy_heading_6a208656036b6 h5 {margin-bottom:20px !important;  } .ld_fancy_heading_6a208656036b6 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6a208656036b6 h5 {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6a208656036b6\">\n\t<h5 class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  3. Disclosure of Personal Data<\/h5><\/div><style>.ld_fancy_heading_6a2086560395a p {margin-bottom:20px !important;  } .ld_fancy_heading_6a2086560395a .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6a2086560395a p {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6a2086560395a\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  <span style=\"font-weight: 400\">We may disclose your data to:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Your respective koperasi for operational and service purposes<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Third-party service providers\u00a0<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Regulatory authorities, where required by law<\/span><\/li>\n<\/ul>\n<p><\/p><\/div><style>.ld_fancy_heading_6a20865603c98 p {margin-bottom:20px !important;  } .ld_fancy_heading_6a20865603c98 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6a20865603c98 p {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6a20865603c98\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  <span style=\"font-weight: 400\">All third parties are required to handle your data in accordance with applicable data protection laws.<\/span><\/p><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span  class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span  class=\"vc_sep_line\"><\/span><\/span>\n<\/div><style>.ld_fancy_heading_6a2086560420a h5 {margin-bottom:20px !important;  } .ld_fancy_heading_6a2086560420a .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6a2086560420a h5 {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6a2086560420a\">\n\t<h5 class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  4. Data Security<\/h5><\/div><style>.ld_fancy_heading_6a2086560445a p {margin-bottom:20px !important;  } .ld_fancy_heading_6a2086560445a .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6a2086560445a p {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6a2086560445a\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  <span style=\"font-weight: 400\">We implement appropriate technical and organisational measures to safeguard your personal data against unauthorised access, disclosure, alteration, or destruction.<\/span><\/p><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span  class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span  class=\"vc_sep_line\"><\/span><\/span>\n<\/div><style>.ld_fancy_heading_6a208656049d9 h5 {margin-bottom:20px !important;  } .ld_fancy_heading_6a208656049d9 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6a208656049d9 h5 {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6a208656049d9\">\n\t<h5 class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  5. Data Retention<\/h5><\/div><style>.ld_fancy_heading_6a20865604c2f p {margin-bottom:20px !important;  } .ld_fancy_heading_6a20865604c2f .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6a20865604c2f p {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6a20865604c2f\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  Your personal data will be retained only for as long as necessary to fulfil the purposes stated in this Policy, or as required by applicable laws and regulations.<\/p><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span  class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span  class=\"vc_sep_line\"><\/span><\/span>\n<\/div><style>.ld_fancy_heading_6a20865605174 h5 {margin-bottom:20px !important;  } .ld_fancy_heading_6a20865605174 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6a20865605174 h5 {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6a20865605174\">\n\t<h5 class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  6. Your Rights<\/h5><\/div><style>.ld_fancy_heading_6a208656053cb p {margin-bottom:20px !important;  } .ld_fancy_heading_6a208656053cb .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6a208656053cb p {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6a208656053cb\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  <span style=\"font-weight: 400\">Subject to applicable laws, you have the right to:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Request access to your personal data<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Request correction of inaccurate information<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Contact us for any privacy-related concerns<\/span><\/li>\n<\/ul>\n<p><\/p><\/div><style>.ld_fancy_heading_6a208656056e0 p {margin-bottom:20px !important;  } .ld_fancy_heading_6a208656056e0 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6a208656056e0 p {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6a208656056e0\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  Requests can be made by contacting us using the details below.<\/p><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span  class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span  class=\"vc_sep_line\"><\/span><\/span>\n<\/div><style>.ld_fancy_heading_6a20865605c59 h5 {margin-bottom:20px !important;  } .ld_fancy_heading_6a20865605c59 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6a20865605c59 h5 {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6a20865605c59\">\n\t<h5 class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  7. Third-Party Links<\/h5><\/div><style>.ld_fancy_heading_6a20865605e7b p {margin-bottom:20px !important;  } .ld_fancy_heading_6a20865605e7b .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6a20865605e7b p {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6a20865605e7b\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  The Platform may contain links to third-party websites. We are not responsible for the privacy practices of such websites.<\/p><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span  class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span  class=\"vc_sep_line\"><\/span><\/span>\n<\/div><style>.ld_fancy_heading_6a208656063b6 h5 {margin-bottom:20px !important;  } .ld_fancy_heading_6a208656063b6 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6a208656063b6 h5 {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6a208656063b6\">\n\t<h5 class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  8. Changes to This Policy<\/h5><\/div><style>.ld_fancy_heading_6a208656065d3 p {margin-bottom:20px !important;  } .ld_fancy_heading_6a208656065d3 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6a208656065d3 p {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6a208656065d3\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  We reserve the right to update this Privacy Policy at any time. Any changes will be effective upon posting on this page.<\/p><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span  class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span  class=\"vc_sep_line\"><\/span><\/span>\n<\/div><style>.ld_fancy_heading_6a20865606b05 h5 {margin-bottom:20px !important;  } .ld_fancy_heading_6a20865606b05 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6a20865606b05 h5 {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6a20865606b05\">\n\t<h5 class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  9. Binding with KKW Nomination Declaration and T&amp;C Acknowledgement<\/h5><\/div><style>.ld_fancy_heading_6a20865606d29 p {margin-bottom:20px !important;  } .ld_fancy_heading_6a20865606d29 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6a20865606d29 p {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6a20865606d29\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  This Privacy Policy is read together with, and forms an integral part of, the Ko-Khawan (KKW) Nomination Declaration and T&amp;C Acknowledgement). In the event of any conflict, the KKW T&amp;C shall prevail except where this Privacy Policy provides more specific terms. Acceptance of the KKW T&amp;C constitutes acceptance of this Privacy Policy.<\/p><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span  class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span  class=\"vc_sep_line\"><\/span><\/span>\n<\/div><style>.ld_fancy_heading_6a2086560723f h5 {margin-bottom:20px !important;  } .ld_fancy_heading_6a2086560723f .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6a2086560723f h5 {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6a2086560723f\">\n\t<h5 class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  10. Contact Information<\/h5><\/div><style>.ld_fancy_heading_6a20865607477 p {margin-bottom:20px !important;  } .ld_fancy_heading_6a20865607477 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6a20865607477 p {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6a20865607477\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  If you have any questions regarding this Privacy Policy or how personal data is handled, please contact us at:<\/p><\/div><style>.ld_fancy_heading_6a208656076a9 p {margin-bottom:20px !important;  } .ld_fancy_heading_6a208656076a9 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6a208656076a9 p {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6a208656076a9\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  Email: <a href=\"mailto:dev@kokhawan.com\">dev@kokhawan.com<\/a><\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section>","protected":false},"excerpt":{"rendered":"Privacy Policy Last updated: 16 Jan 2026 Ko-Khawan (\u201cKo-Khawan\u201d, \u201cwe\u201d, \u201cour\u201d, or \u201cus\u201d) is committed to protecting your personal data in accordance with applicable data protection laws, including the Personal Data Protection Act 2010 of Malaysia (\u201cPDPA\u201d). This Privacy Policy explains how we collect, use, disclose, and safeguard your personal data when you access or [...]","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1023","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Privacy Policy - Building wealth through trust and opportunity | Ko-Khawan<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kokhawan.com\/ms\/privacy-policy\/\" \/>\n<meta property=\"og:locale\" content=\"ms_MY\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Privacy Policy - Building wealth through trust and opportunity | Ko-Khawan\" \/>\n<meta property=\"og:url\" content=\"https:\/\/kokhawan.com\/ms\/privacy-policy\/\" \/>\n<meta property=\"og:site_name\" content=\"Building wealth through trust and opportunity | Ko-Khawan\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-21T03:31:14+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/kokhawan.com\/wp-content\/uploads\/2024\/12\/metadata-1200x675-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1800\" \/>\n\t<meta property=\"og:image:height\" content=\"1013\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minit\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/kokhawan.com\/privacy-policy\/\",\"url\":\"https:\/\/kokhawan.com\/privacy-policy\/\",\"name\":\"Privacy Policy - Building wealth through trust and opportunity | Ko-Khawan\",\"isPartOf\":{\"@id\":\"https:\/\/kokhawan.com\/#website\"},\"datePublished\":\"2026-04-17T02:28:21+00:00\",\"dateModified\":\"2026-05-21T03:31:14+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/kokhawan.com\/privacy-policy\/#breadcrumb\"},\"inLanguage\":\"ms-MY\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/kokhawan.com\/privacy-policy\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/kokhawan.com\/privacy-policy\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/kokhawan.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Privacy Policy\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/kokhawan.com\/#website\",\"url\":\"https:\/\/kokhawan.com\/\",\"name\":\"Building wealth through trust and opportunity | Kokhawan\",\"description\":\"Koperasi Khazanah Usahawan (Ko-Khawan) Berhad is a dynamic cooperative empowering members with savings schemes, tailored financing, and welfare benefits for better well-being.\",\"publisher\":{\"@id\":\"https:\/\/kokhawan.com\/#organization\"},\"alternateName\":\"Kokhawan\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/kokhawan.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ms-MY\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/kokhawan.com\/#organization\",\"name\":\"Building wealth through trust and opportunity - Kokhawan\",\"url\":\"https:\/\/kokhawan.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ms-MY\",\"@id\":\"https:\/\/kokhawan.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/kokhawan.com\/wp-content\/uploads\/2024\/12\/KKW-logo-Blue.png\",\"contentUrl\":\"https:\/\/kokhawan.com\/wp-content\/uploads\/2024\/12\/KKW-logo-Blue.png\",\"width\":431,\"height\":92,\"caption\":\"Building wealth through trust and opportunity - Kokhawan\"},\"image\":{\"@id\":\"https:\/\/kokhawan.com\/#\/schema\/logo\/image\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Privacy Policy - Building wealth through trust and opportunity | Ko-Khawan","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/kokhawan.com\/ms\/privacy-policy\/","og_locale":"ms_MY","og_type":"article","og_title":"Privacy Policy - Building wealth through trust and opportunity | Ko-Khawan","og_url":"https:\/\/kokhawan.com\/ms\/privacy-policy\/","og_site_name":"Building wealth through trust and opportunity | Ko-Khawan","article_modified_time":"2026-05-21T03:31:14+00:00","og_image":[{"width":1800,"height":1013,"url":"https:\/\/kokhawan.com\/wp-content\/uploads\/2024\/12\/metadata-1200x675-1.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"3 minit"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/kokhawan.com\/privacy-policy\/","url":"https:\/\/kokhawan.com\/privacy-policy\/","name":"Privacy Policy - Building wealth through trust and opportunity | Ko-Khawan","isPartOf":{"@id":"https:\/\/kokhawan.com\/#website"},"datePublished":"2026-04-17T02:28:21+00:00","dateModified":"2026-05-21T03:31:14+00:00","breadcrumb":{"@id":"https:\/\/kokhawan.com\/privacy-policy\/#breadcrumb"},"inLanguage":"ms-MY","potentialAction":[{"@type":"ReadAction","target":["https:\/\/kokhawan.com\/privacy-policy\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/kokhawan.com\/privacy-policy\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/kokhawan.com\/"},{"@type":"ListItem","position":2,"name":"Privacy Policy"}]},{"@type":"WebSite","@id":"https:\/\/kokhawan.com\/#website","url":"https:\/\/kokhawan.com\/","name":"Building wealth through trust and opportunity | Kokhawan","description":"Koperasi Khazanah Usahawan (Ko-Khawan) Berhad is a dynamic cooperative empowering members with savings schemes, tailored financing, and welfare benefits for better well-being.","publisher":{"@id":"https:\/\/kokhawan.com\/#organization"},"alternateName":"Kokhawan","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/kokhawan.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ms-MY"},{"@type":"Organization","@id":"https:\/\/kokhawan.com\/#organization","name":"Building wealth through trust and opportunity - Kokhawan","url":"https:\/\/kokhawan.com\/","logo":{"@type":"ImageObject","inLanguage":"ms-MY","@id":"https:\/\/kokhawan.com\/#\/schema\/logo\/image\/","url":"https:\/\/kokhawan.com\/wp-content\/uploads\/2024\/12\/KKW-logo-Blue.png","contentUrl":"https:\/\/kokhawan.com\/wp-content\/uploads\/2024\/12\/KKW-logo-Blue.png","width":431,"height":92,"caption":"Building wealth through trust and opportunity - Kokhawan"},"image":{"@id":"https:\/\/kokhawan.com\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/kokhawan.com\/ms\/wp-json\/wp\/v2\/pages\/1023","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kokhawan.com\/ms\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/kokhawan.com\/ms\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/kokhawan.com\/ms\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/kokhawan.com\/ms\/wp-json\/wp\/v2\/comments?post=1023"}],"version-history":[{"count":21,"href":"https:\/\/kokhawan.com\/ms\/wp-json\/wp\/v2\/pages\/1023\/revisions"}],"predecessor-version":[{"id":1060,"href":"https:\/\/kokhawan.com\/ms\/wp-json\/wp\/v2\/pages\/1023\/revisions\/1060"}],"wp:attachment":[{"href":"https:\/\/kokhawan.com\/ms\/wp-json\/wp\/v2\/media?parent=1023"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}