{"id":279,"date":"2024-12-04T08:39:05","date_gmt":"2024-12-04T08:39:05","guid":{"rendered":"https:\/\/kokhawan.xyz\/?page_id=279"},"modified":"2024-12-16T10:53:51","modified_gmt":"2024-12-16T10:53:51","slug":"specific-savings-scheme-2","status":"publish","type":"page","link":"https:\/\/kokhawan.com\/ms\/specific-savings-scheme-2\/","title":{"rendered":"Pembiayaan Peribadi (Penjawat Awam)"},"content":{"rendered":"<section data-row-bg=\"https:\/\/kokhawan.com\/wp-content\/uploads\/2024\/12\/Group-228@2x.jpg?id=269\" style=\"background-position:right center !important;\" data-bg-image=\"url\" class=\"vc_row vc_custom_1734346423592 liquid-row-shadowbox-69e4d51a81fb1 vc_row-has-fill vc_row-has-bg lqd-has-bg-markup row-bg-appended\"><span class=\"row-bg-loader\"><\/span><div class=\"row-bg-wrap\">\n\t\t<div class=\"row-bg-inner\">\n\t\t\t<figure class=\"row-bg\" ><\/figure>\n\t\t<\/div>\n\t<\/div><div class=\"ld-container container\"><div class=\"row ld-row ld-row-outer\"><div class=\"wpb_column vc_column_container vc_col-sm-12 liquid-column-69e4d51a8234d\"><div class=\"vc_column-inner\" ><div class=\"wpb_wrapper\"  >\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-size: 32px;\"><strong><span style=\"color: #ffffff;\">Faedah<\/span><\/strong><\/span> <span style=\"font-size: 32px;\"><strong><span style=\"color: #ffffff;\"><span style=\"color: #ed4b00;\">Ahli<\/span><\/span><\/strong><\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/section><section data-bg-image=\"url\" class=\"vc_row vc_custom_1733301093188 liquid-row-shadowbox-69e4d51a831d9 vc_row-has-fill vc_row-has-bg\"><div class=\"ld-container container\"><div class=\"row ld-row ld-row-outer\"><div class=\"wpb_column vc_column_container vc_col-sm-12 liquid-column-69e4d51a834cc\"><div class=\"vc_column-inner\" ><div class=\"wpb_wrapper\"  ><style>@media (min-width: 992px) { .liquid-row-responsive-69e4d51a83be0 {padding-top:45px !important; padding-right:45px !important; padding-bottom:45px !important; padding-left:45px !important;  }  }  <\/style><div class=\"vc_row vc_inner vc_row-fluid vc_custom_1733390103995 liquid-row-responsive-69e4d51a83be0 liquid-row-shadowbox-69e4d51a83c1e vc_row-has-fill\"><div class=\"ld-container container-fluid\"><div class=\"row ld-row ld-row-inner\"><div class=\"wpb_column vc_column_container vc_col-sm-12 liquid-column-69e4d51a84489\"><div class=\"vc_column-inner\" ><div class=\"wpb_wrapper\" >\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><strong><span style=\"font-size: 24px; color: #02066f;\">Pembiayaan Peribadi (Penjawat Awam)<\/span><\/strong><\/p>\n<div id=\"gtx-trans\" style=\"position: absolute; left: 118px; top: 84px;\">\n<div class=\"gtx-trans-icon\"><\/div>\n<\/div>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1733475487901\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p class=\" translation-block\"><b>Ko-Khawan<\/b> <span style=\"font-weight: 400\">Pembiayaan Peribadi (Sektor Kerajaan) adalah salah satu penyelesaian pembiayaan peribadi yang patuh Syariah yang terkemuka, direka khusus untuk penjawat awam dan kakitangan Syarikat Berkaitan Kerajaan (GLC) terpilih.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pakej pembiayaan ini mengikut konsep Tawarruq, tanpa memerlukan cagaran atau penjamin. Ahli boleh memohon jumlah pembiayaan sehingga RM30,000, dengan tempoh pembayaran balik yang fleksibel antara 1 hingga 10 tahun.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1733475525624\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-size: 18px;\"><strong>Ciri Utama:<\/strong><br \/>\n<\/span><\/p>\n<ul>\n<li><b>Jumlah Pembiayaan<span style=\"font-weight: 400;\"> Jumlah Pembiayaan: Sehingga RM30,000.<\/span><\/b><\/li>\n<li><b>Proses Cepat<\/b><span style=\"font-weight: 400;\"> Garis masa kelulusan yang pantas.<\/span><\/li>\n<li><b>Tiada Penjamin Diperlukan<\/b><span style=\"font-weight: 400;\"> Tiada penjamin pihak ketiga diperlukan.<\/span><\/li>\n<li><b>Kadar Tetap:<\/b><span style=\"font-weight: 400;\"> Nikmati kadar pembayaran tetap sehingga 10 tahun.<\/span><\/li>\n<li><b>Pembayaran Mudah:<\/b><span style=\"font-weight: 400;\"> Potongan dibuat terus melalui Biro Angkasa.<\/span><\/li>\n<li><b>Syarat Pekerjaan:<\/b><span style=\"font-weight: 400;\"> Pemohon mesti telah menjadi ahli sekurang-kurangnya 5 tahun.<\/span><\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section>","protected":false},"excerpt":{"rendered":"Faedah Ahli Personal Financing (Government Servant) The Ko-Khawan Personal Financing (Government Sector) is among the top Shariah-compliant personal financing solutions available, designed exclusively for government employees and staff of selected Government-Linked Companies (GLCs). This financing package follows the Tawarruq concept, requiring no collateral or guarantor. Members can apply for financing amounts up to 30,000, with [...]","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-279","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Personal Financing (Government Servant) - Building wealth through trust and opportunity | Ko-Khawan<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kokhawan.com\/ms\/specific-savings-scheme-2\/\" \/>\n<meta property=\"og:locale\" content=\"ms_MY\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Personal Financing (Government Servant) - Building wealth through trust and opportunity | Ko-Khawan\" \/>\n<meta property=\"og:url\" content=\"https:\/\/kokhawan.com\/ms\/specific-savings-scheme-2\/\" \/>\n<meta property=\"og:site_name\" content=\"Building wealth through trust and opportunity | Ko-Khawan\" \/>\n<meta property=\"article:modified_time\" content=\"2024-12-16T10:53:51+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/kokhawan.com\/wp-content\/uploads\/2024\/12\/metadata-1200x675-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1800\" \/>\n\t<meta property=\"og:image:height\" content=\"1013\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minit\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/kokhawan.com\/specific-savings-scheme-2\/\",\"url\":\"https:\/\/kokhawan.com\/specific-savings-scheme-2\/\",\"name\":\"Personal Financing (Government Servant) - 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