{"id":488,"date":"2024-12-12T08:01:25","date_gmt":"2024-12-12T08:01:25","guid":{"rendered":"https:\/\/kokhawan.com\/?page_id=488"},"modified":"2026-03-18T05:02:32","modified_gmt":"2026-03-18T05:02:32","slug":"corporate-information","status":"publish","type":"page","link":"https:\/\/kokhawan.com\/ms\/corporate-information\/","title":{"rendered":"Maklumat Korporat"},"content":{"rendered":"<p><style>@media (min-width: 768px) { .liquid-row-responsive-69e4ef3a15b88 {padding-top:20px !important;  }  } @media (min-width: 992px) { .liquid-row-responsive-69e4ef3a15b88 {padding-top:30px !important;  }  } @media (min-width: 1200px) { .liquid-row-responsive-69e4ef3a15b88 {padding-top:100px !important;  }  }    <\/style><section data-row-bg=\"https:\/\/kokhawan.com\/wp-content\/uploads\/2024\/12\/feature-photo.jpg?id=521\" style=\"background-position:right center !important;\" data-bg-image=\"url\" class=\"vc_row vc_custom_1734080275340 liquid-row-responsive-69e4ef3a15b88 liquid-row-shadowbox-69e4ef3a15bc1 vc_row-has-fill vc_row-has-bg lqd-has-bg-markup row-bg-appended vc_row-o-full-height\"><span class=\"row-bg-loader\"><\/span><div class=\"row-bg-wrap\">\n\t\t<div class=\"row-bg-inner\">\n\t\t\t<figure class=\"row-bg\" ><\/figure>\n\t\t<\/div>\n\t<\/div><div class=\"ld-container container\"><div class=\"row ld-row ld-row-outer vc_row-has-column-align vc_row-o-columns-top vc_row-flex\"><div class=\"wpb_column vc_column_container vc_col-sm-6 liquid-column-69e4ef3a16d9e vc_col-has-fill\"><div class=\"vc_column-inner  vc_custom_1733210085024\" style=\"border-radius:50px 0 50px 0;\"><div class=\"wpb_wrapper\"  >\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1733210111107\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><strong><span style=\"font-size: 24px;\"><span style=\"color: #02066f;\">Tentang<\/span> <span style=\"color: #ed4b00;\">Kami<\/span><\/span><\/strong><\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>Kami adalah sebuah koperasi yang berfikir ke hadapan, memberi fokus kepada penyediaan kemudahan kredit yang disesuaikan untuk penjawat awam di Malaysia. Misi kami adalah untuk memperkasakan kakitangan sektor awam dengan penyelesaian kewangan yang berpatutan dan mudah diakses, yang dapat meningkatkan kualiti hidup mereka serta menyokong aspirasi mereka. Dengan mengutamakan ketelusan, amalan beretika, dan perkhidmatan yang berpusatkan ahli, kami memastikan kepercayaan dan keyakinan dalam setiap interaksi.<\/p>\n<p>Masyarakat kami sangat selaras dengan inisiatif kerajaan, menyumbang kepada inklusi ekonomi, literasi kewangan, dan pembangunan lestari. Kami bertujuan untuk melengkapi usaha negara dengan mempromosikan pinjaman yang bertanggungjawab dan kestabilan kewangan di kalangan penjawat awam, yang memainkan peranan penting dalam memacu kemajuan Malaysia.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-6 liquid-column-69e4ef3a17ff5\"><div class=\"vc_column-inner\" ><div class=\"wpb_wrapper\"  ><\/div><\/div><\/div><\/div><\/div><\/section><style>@media (min-width: 992px) { .liquid-row-responsive-69e4ef3a18216 {margin-top:0px !important;  }  }    <\/style><section style=\"background:linear-gradient(180deg, rgb(244, 249, 255) 0.3184713375796178%, rgb(255, 255, 255) 100%);\" class=\"vc_row vc_custom_1733389140486 liquid-row-responsive-69e4ef3a18216 liquid-row-shadowbox-69e4ef3a18230\"><div class=\"ld-container container\"><div class=\"row ld-row ld-row-outer\"><div class=\"wpb_column vc_column_container vc_col-sm-12 liquid-column-69e4ef3a184c4\"><div class=\"vc_column-inner\" ><div class=\"wpb_wrapper\"  ><div style=\"border-radius:0 0 50px 0;\" class=\"vc_row vc_inner vc_row-fluid liquid-row-shadowbox-69e4ef3a1870f vc_column-gap-0\"><div class=\"ld-container container-fluid\"><div class=\"row ld-row ld-row-inner\"><div class=\"wpb_column vc_column_container vc_col-sm-6 liquid-column-69e4ef3a18f4b\"><div class=\"vc_column-inner\" ><div class=\"wpb_wrapper\" >\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center   img-fluid liquid_vc_single_image-69e4ef3a19f8b\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper\"><img decoding=\"async\" width=\"986\" height=\"1118\" src=\"https:\/\/kokhawan.com\/wp-content\/uploads\/2024\/12\/freepik__candid-image-photography-natural-textures-highly-r__91544@2x.png\" class=\"vc_single_image-img attachment-full\" alt=\"\" title=\"freepik__candid-image-photography-natural-textures-highly-r__91544@2x\" srcset=\"https:\/\/kokhawan.com\/wp-content\/uploads\/2024\/12\/freepik__candid-image-photography-natural-textures-highly-r__91544@2x.png 986w, https:\/\/kokhawan.com\/wp-content\/uploads\/2024\/12\/freepik__candid-image-photography-natural-textures-highly-r__91544@2x-265x300.png 265w, https:\/\/kokhawan.com\/wp-content\/uploads\/2024\/12\/freepik__candid-image-photography-natural-textures-highly-r__91544@2x-903x1024.png 903w, https:\/\/kokhawan.com\/wp-content\/uploads\/2024\/12\/freepik__candid-image-photography-natural-textures-highly-r__91544@2x-11x12.png 11w\" sizes=\"(max-width: 986px) 100vw, 986px\" itemprop=\"image\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-6 vc_col-md-offset-0 liquid-column-69e4ef3a1a1fe\"><div class=\"vc_column-inner vc_custom_1733285775650\" ><div class=\"wpb_wrapper\" >\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1733210991198\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-size: 24px; color: #ed4b00;\">Visi<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1733285693266\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-weight: 400; font-size: 14px;\">Keterbukaan adalah asas operasi kami. Kami menegakkan komunikasi terbuka, dasar yang jelas, dan syarat yang adil untuk membina hubungan yang kukuh dengan ahli kami. Bersama-sama, kami berusaha untuk mewujudkan komuniti yang berdaya saing dari segi kewangan yang berkembang secara kolektif, mencerminkan nilai bersama dalam kerjasama dan kejayaan bersama.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 14px;\">Sertai kami dalam perjalanan ini untuk membina masa depan yang lebih cerah dan lebih selamat bagi penjawat awam dan negara.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1733210997559\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-size: 24px; color: #02066f;\">Misi<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1733380790331\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p class=\" translation-block\"><span style=\"font-size: 14px\"><b>Memberdayakan Kesejahteraan Kewangan: <\/b><span style=\"font-weight: 400\">Menyediakan kemudahan kredit yang disesuaikan dan mampu milik untuk memenuhi keperluan kewangan pelbagai penjawat awam, meningkatkan kualiti hidup dan produktiviti mereka.<br>\n<\/span><\/span><span style=\"font-size: 14px\"><b>Mempromosikan Kemasukan Kewangan: <\/b><span style=\"font-weight: 400\">Menyelaraskan dengan inisiatif nasional untuk memastikan semua penjawat awam, tanpa mengira latar belakang kewangan mereka, mempunyai akses kepada perkhidmatan kredit yang bertanggungjawab dan telus.<br>\n<\/span><\/span><span style=\"font-size: 14px\"><b>Meningkatkan Pertumbuhan Komuniti: <\/b><span style=\"font-weight: 400\">Membangunkan persekitaran yang menyokong dan bekerjasama di mana ahli secara aktif mengambil bahagian dan mendapat manfaat daripada nilai bersama seperti kepercayaan, bantuan bersama, dan kemakmuran kolektif.<br>\n<\/span><\/span><span style=\"font-size: 14px\"><b>Meningkatkan Literasi Kewangan: <\/b><span style=\"font-weight: 400\">Memberikan ahli pengetahuan dan alat yang diperlukan untuk membuat keputusan kewangan yang bijak, menyokong kemerdekaan kewangan dan kestabilan jangka panjang. <br>\n<\/span><\/span><span style=\"font-weight: 400;font-size: 14px\"><strong>Menyokong Matlamat Negara:<\/strong> Menyelaraskan operasi dengan dasar dan inisiatif kerajaan untuk mempromosikan pembangunan ekonomi, kelestarian, dan akses yang adil kepada perkhidmatan kewangan.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><section data-row-bg=\"https:\/\/kokhawan.com\/wp-content\/uploads\/2024\/12\/Group-230.jpg?id=229\" style=\"background-position:left bottom !important;\" data-bg-image=\"url\" class=\"vc_row vc_custom_1733990416928 liquid-row-shadowbox-69e4ef3a1acd1 vc_row-has-fill vc_row-has-bg lqd-has-bg-markup row-bg-appended\"><span class=\"row-bg-loader\"><\/span><div class=\"row-bg-wrap\">\n\t\t<div class=\"row-bg-inner\">\n\t\t\t<figure class=\"row-bg\" ><\/figure>\n\t\t<\/div>\n\t<\/div><div class=\"ld-container container-fluid\"><div class=\"row ld-row ld-row-outer\"><div class=\"wpb_column vc_column_container vc_col-sm-12 liquid-column-69e4ef3a1af88\"><div class=\"vc_column-inner\" ><div class=\"wpb_wrapper\"  ><div class=\"vc_row vc_inner vc_row-fluid liquid-row-shadowbox-69e4ef3a1b1ea\"><div class=\"ld-container container\"><div class=\"row ld-row ld-row-inner\"><div class=\"wpb_column vc_column_container vc_col-sm-4 liquid-column-69e4ef3a1b45f\"><div class=\"vc_column-inner\" ><div class=\"wpb_wrapper\" ><style>.ld_fancy_heading_69e4ef3a1b5bf p{position:absolute;}.ld_fancy_heading_69e4ef3a1b5bf p {top:127px !important; right:10px !important;  } .ld_fancy_heading_69e4ef3a1b5bf .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_69e4ef3a1b5bf p {top:127px !important; right:10px !important;  } <\/style><div class=\"ld-fancy-heading ld-fh-pos-abs lqd-exclude-parent-ca ld_fancy_heading_69e4ef3a1b5bf\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  <strong><span style=\"color: #02066f;font-size: 18px\">Dato&#8217; YK Eng<br \/>\n<\/span><\/strong><br \/>\n<span style=\"color: #02066f\">President of<\/span><br \/>\n<span style=\"color: #02066f\">Ko-Khawan<\/span><\/p>\n<div id=\"gtx-trans\" style=\"position: absolute;left: 92px;top: -8px\">\n<div class=\"gtx-trans-icon\"><\/div>\n<\/div>\n<p><\/p><\/div>\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_  liquid_vc_single_image-69e4ef3a353ab\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper    vc_custom_1733990524920\"><img decoding=\"async\" width=\"848\" height=\"1184\" src=\"data:image\/svg+xml;charset=utf-8,%3Csvg xmlns%3D&#039;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#039; viewBox%3D&#039;0 0 848 1184&#039;%2F%3E\" class=\"vc_single_image-img attachment-full ld-lazyload\" alt=\"\" title=\"dato yk eng\" itemprop=\"image\" data-src=\"https:\/\/kokhawan.com\/wp-content\/uploads\/2024\/12\/dato-yk-eng.png\" data-srcset=\"https:\/\/kokhawan.com\/wp-content\/uploads\/2024\/12\/dato-yk-eng.png 848w, https:\/\/kokhawan.com\/wp-content\/uploads\/2024\/12\/dato-yk-eng-215x300.png 215w, https:\/\/kokhawan.com\/wp-content\/uploads\/2024\/12\/dato-yk-eng-733x1024.png 733w, https:\/\/kokhawan.com\/wp-content\/uploads\/2024\/12\/dato-yk-eng-9x12.png 9w\" data-sizes=\"(max-width: 848px) 100vw, 848px\" data-aspect=\"0.71621621621622\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><style>@media (min-width: 992px) { .liquid-column-responsive-69e4ef3a3567d > .vc_column-inner {margin-top:80px !important;  }  } <\/style><div class=\"wpb_column vc_column_container vc_col-sm-8 liquid-column-69e4ef3a3567c liquid-column-responsive-69e4ef3a3567d\"><div class=\"vc_column-inner vc_custom_1733993737246\" ><div class=\"wpb_wrapper\" >\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1733993661011\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><strong><span style=\"color: #333789; font-size: 21px;\">Ucapan Pengerusi<\/span><\/strong><\/p>\n<div id=\"gtx-trans\" style=\"position: absolute; left: 96px; top: 44px;\">\n<div class=\"gtx-trans-icon\"><\/div>\n<\/div>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><span style=\"font-size: 28px; color: #ed4b00;\">Dengan<\/span> penuh kebanggaan dan tujuan, saya mempersembahkan kata pengantar ini bagi pihak koperasi kami. Misi kami berakar pada pemberdayaan penjawat awam dengan menyediakan kemudahan kredit yang mudah diakses dan boleh dipercayai untuk menyokong kesejahteraan kewangan dan aspirasi mereka.<\/p>\n<p>Pekerja kerajaan memainkan peranan yang tidak ternilai dalam pembangunan negara kita. Menyedari dedikasi mereka, kami telah menyesuaikan perkhidmatan kami untuk memenuhi keperluan kewangan mereka yang unik, sama ada untuk matlamat peribadi, kecemasan, atau pelaburan dalam masa depan mereka.<\/p>\n<p>Dengan menawarkan penyelesaian kredit yang telus dan fleksibel, kami bertujuan untuk meningkatkan keselamatan kewangan mereka dan membolehkan mereka memberi tumpuan kepada peranan penting mereka tanpa tekanan kewangan yang tidak perlu.<\/p>\n<p>Sebagai sebuah koperasi, kami berkembang berdasarkan prinsip kepercayaan, sokongan bersama, dan pertumbuhan yang dikongsi. Kekuatan masyarakat kami terletak pada sumbangan kolektif dan penyertaan ahli-ahlinya. Bersama-sama, kami bukan sahaja memperkasakan kewangan tetapi juga membina sebuah komuniti yang dipacu oleh nilai-nilai perpaduan dan kemajuan.<\/p>\n<p>Saya ingin mengucapkan terima kasih kepada semua ahli atas kepercayaan dan komitmen mereka terhadap visi bersama kita. Marilah kita terus bekerjasama untuk mencapai kejayaan baru dan memastikan masa depan yang makmur untuk semua.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"vc_row liquid-row-shadowbox-69e4ef3a35d03\"><div class=\"ld-container container\"><div class=\"row ld-row ld-row-outer\"><style>@media (min-width: 992px) { .liquid-column-responsive-69e4ef3a3612f > .vc_column-inner {margin-top:50px !important;  }  } <\/style><div class=\"wpb_column vc_column_container vc_col-sm-12 liquid-column-69e4ef3a3612d liquid-column-responsive-69e4ef3a3612f\"><div class=\"vc_column-inner  vc_custom_1734080628337\" ><div class=\"wpb_wrapper\"  >\n\t<div class=\"wpb_text_column wpb_content_element  vc_custom_1734080613483\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p style=\"text-align: center;\"><strong><span style=\"color: #02066f; font-size: 28px;\">Lembaga Pengarah<\/span><\/strong><\/p>\n<div id=\"gtx-trans\" style=\"position: absolute; left: 148px; top: 54px;\">\n<div class=\"gtx-trans-icon\"><\/div>\n<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<div class=\"vc_row vc_inner vc_row-fluid liquid-row-shadowbox-69e4ef3a365cb\"><div class=\"ld-container container-fluid\"><div class=\"row ld-row ld-row-inner\"><div class=\"wpb_column vc_column_container vc_col-sm-1\/5 liquid-column-69e4ef3a3681f\"><div class=\"vc_column-inner\" ><div class=\"wpb_wrapper\" >\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_  liquid_vc_single_image-69e4ef3a4ff1b\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper    vc_custom_1773808090539\"><img decoding=\"async\" width=\"1421\" height=\"2031\" src=\"data:image\/svg+xml;charset=utf-8,%3Csvg xmlns%3D&#039;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#039; viewBox%3D&#039;0 0 1421 2031&#039;%2F%3E\" class=\"vc_single_image-img attachment-full ld-lazyload\" alt=\"\" title=\"Kan Da Xing\" itemprop=\"image\" data-src=\"https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Kan-Da-Xing.png\" data-srcset=\"https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Kan-Da-Xing.png 1421w, https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Kan-Da-Xing-210x300.png 210w, https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Kan-Da-Xing-716x1024.png 716w, https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Kan-Da-Xing-8x12.png 8w\" data-sizes=\"(max-width: 1421px) 100vw, 1421px\" data-aspect=\"0.69965534219596\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<style>.ld_fancy_heading_69e4ef3a50060 div{color:rgb(2, 6, 111);}.ld_fancy_heading_69e4ef3a50060 div {font-weight:bold; } .ld_fancy_heading_69e4ef3a50060 div {padding-right:7% !important; padding-left:7% !important;  } .ld_fancy_heading_69e4ef3a50060 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_69e4ef3a50060 div {font-weight:bold; } .ld_fancy_heading_69e4ef3a50060 div {padding-right:7% !important; padding-left:7% !important;  } <\/style><div class=\"ld-fancy-heading text-center ld_fancy_heading_69e4ef3a50060\">\n\t<div class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  Kan Da Xing<\/div><\/div><a href=\"#director1modal\" class=\"btn btn-underlined border-thin btn-has-label btn-hidden ld_button_69e4ef3a5036b\" data-lqd-lity=\"#director1modal\" >\n\t<span>\n\t\n\t\t\t\t\t<span class=\"btn-txt\" data-text=\"View More\" >View More<\/span>\n\t\t\n\t\t\t\t\t<\/span>\n<\/a>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-1\/5 liquid-column-69e4ef3a513a0\"><div class=\"vc_column-inner\" ><div class=\"wpb_wrapper\" >\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_  liquid_vc_single_image-69e4ef3a66c7d\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper    vc_custom_1773808124327\"><img decoding=\"async\" width=\"1420\" height=\"2031\" src=\"data:image\/svg+xml;charset=utf-8,%3Csvg xmlns%3D&#039;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#039; viewBox%3D&#039;0 0 1420 2031&#039;%2F%3E\" class=\"vc_single_image-img attachment-full ld-lazyload\" alt=\"\" title=\"Nazrizal\" itemprop=\"image\" data-src=\"https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Nazrizal.png\" data-srcset=\"https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Nazrizal.png 1420w, https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Nazrizal-210x300.png 210w, https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Nazrizal-716x1024.png 716w, https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Nazrizal-8x12.png 8w\" data-sizes=\"(max-width: 1420px) 100vw, 1420px\" data-aspect=\"0.69916297390448\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<style>.ld_fancy_heading_69e4ef3a66ded div{color:rgb(2, 6, 111);}.ld_fancy_heading_69e4ef3a66ded div {font-weight:bold; } .ld_fancy_heading_69e4ef3a66ded div {padding-right:7% !important; padding-left:7% !important;  } .ld_fancy_heading_69e4ef3a66ded .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_69e4ef3a66ded div {font-weight:bold; } .ld_fancy_heading_69e4ef3a66ded div {padding-right:7% !important; padding-left:7% !important;  } <\/style><div class=\"ld-fancy-heading text-center ld_fancy_heading_69e4ef3a66ded\">\n\t<div class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  Nazrizal Abdul Rahman<\/div><\/div><a href=\"#director2modal\" class=\"btn btn-underlined border-thin btn-has-label btn-hidden ld_button_69e4ef3a677bf\" data-lqd-lity=\"#director2modal\" >\n\t<span>\n\t\n\t\t\t\t\t<span class=\"btn-txt\" data-text=\"View More\" >View More<\/span>\n\t\t\n\t\t\t\t\t<\/span>\n<\/a>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-1\/5 liquid-column-69e4ef3a68382\"><div class=\"vc_column-inner\" ><div class=\"wpb_wrapper\" >\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_  liquid_vc_single_image-69e4ef3a7f7cc\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper    vc_custom_1773808143965\"><img decoding=\"async\" width=\"1420\" height=\"2031\" src=\"data:image\/svg+xml;charset=utf-8,%3Csvg xmlns%3D&#039;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#039; viewBox%3D&#039;0 0 1420 2031&#039;%2F%3E\" class=\"vc_single_image-img attachment-full ld-lazyload\" alt=\"\" title=\"Zulkifili\" itemprop=\"image\" data-src=\"https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Zulkifili.png\" data-srcset=\"https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Zulkifili.png 1420w, https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Zulkifili-210x300.png 210w, https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Zulkifili-716x1024.png 716w, https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Zulkifili-8x12.png 8w\" data-sizes=\"(max-width: 1420px) 100vw, 1420px\" data-aspect=\"0.69916297390448\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<style>.ld_fancy_heading_69e4ef3a7f908 div{color:rgb(2, 6, 111);}.ld_fancy_heading_69e4ef3a7f908 div {font-weight:bold; } .ld_fancy_heading_69e4ef3a7f908 div {padding-right:7% !important; padding-left:7% !important;  } .ld_fancy_heading_69e4ef3a7f908 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_69e4ef3a7f908 div {font-weight:bold; } .ld_fancy_heading_69e4ef3a7f908 div {padding-right:7% !important; padding-left:7% !important;  } <\/style><div class=\"ld-fancy-heading text-center ld_fancy_heading_69e4ef3a7f908\">\n\t<div class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  Hj Zulkifli Ahmad Rasidi<\/div><\/div><a href=\"#director3modal\" class=\"btn btn-underlined border-thin btn-has-label btn-hidden ld_button_69e4ef3a8016b\" data-lqd-lity=\"#director3modal\" >\n\t<span>\n\t\n\t\t\t\t\t<span class=\"btn-txt\" data-text=\"View More\" >View More<\/span>\n\t\t\n\t\t\t\t\t<\/span>\n<\/a>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-1\/5 liquid-column-69e4ef3a80a3c\"><div class=\"vc_column-inner\" ><div class=\"wpb_wrapper\" >\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_  liquid_vc_single_image-69e4ef3a95543\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper    vc_custom_1773808160488\"><img decoding=\"async\" width=\"1418\" height=\"2027\" src=\"data:image\/svg+xml;charset=utf-8,%3Csvg xmlns%3D&#039;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#039; viewBox%3D&#039;0 0 1418 2027&#039;%2F%3E\" class=\"vc_single_image-img attachment-full ld-lazyload\" alt=\"\" title=\"Jaafar Hj Ahmad\" itemprop=\"image\" data-src=\"https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Jaafar-Hj-Ahmad.png\" data-srcset=\"https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Jaafar-Hj-Ahmad.png 1418w, https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Jaafar-Hj-Ahmad-210x300.png 210w, https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Jaafar-Hj-Ahmad-716x1024.png 716w, https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Jaafar-Hj-Ahmad-8x12.png 8w\" data-sizes=\"(max-width: 1418px) 100vw, 1418px\" data-aspect=\"0.69955599407992\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<style>.ld_fancy_heading_69e4ef3a956a8 div{color:rgb(2, 6, 111);}.ld_fancy_heading_69e4ef3a956a8 div {font-weight:bold; } .ld_fancy_heading_69e4ef3a956a8 div {padding-right:7% !important; padding-left:7% !important;  } .ld_fancy_heading_69e4ef3a956a8 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_69e4ef3a956a8 div {font-weight:bold; } .ld_fancy_heading_69e4ef3a956a8 div {padding-right:7% !important; padding-left:7% !important;  } <\/style><div class=\"ld-fancy-heading text-center ld_fancy_heading_69e4ef3a956a8\">\n\t<div class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  Jaafar Hj Ahmad<\/div><\/div><a href=\"#director4modal\" class=\"btn btn-underlined border-thin btn-has-label btn-hidden ld_button_69e4ef3a95fa7\" data-lqd-lity=\"#director4modal\" >\n\t<span>\n\t\n\t\t\t\t\t<span class=\"btn-txt\" data-text=\"View More\" >View More<\/span>\n\t\t\n\t\t\t\t\t<\/span>\n<\/a>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-1\/5 liquid-column-69e4ef3a9695f\"><div class=\"vc_column-inner\" ><div class=\"wpb_wrapper\" >\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_  liquid_vc_single_image-69e4ef3aaf95f\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper    vc_custom_1773808196034\"><img decoding=\"async\" width=\"1420\" height=\"2031\" src=\"data:image\/svg+xml;charset=utf-8,%3Csvg xmlns%3D&#039;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#039; viewBox%3D&#039;0 0 1420 2031&#039;%2F%3E\" class=\"vc_single_image-img attachment-full ld-lazyload\" alt=\"\" title=\"Mohamad Sharif Saad\" itemprop=\"image\" data-src=\"https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Mohamad-Sharif-Saad.png\" data-srcset=\"https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Mohamad-Sharif-Saad.png 1420w, https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Mohamad-Sharif-Saad-210x300.png 210w, https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Mohamad-Sharif-Saad-716x1024.png 716w, https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Mohamad-Sharif-Saad-8x12.png 8w\" data-sizes=\"(max-width: 1420px) 100vw, 1420px\" data-aspect=\"0.69916297390448\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<style>.ld_fancy_heading_69e4ef3aafb37 div{color:rgb(2, 6, 111);}.ld_fancy_heading_69e4ef3aafb37 div {font-weight:bold; } .ld_fancy_heading_69e4ef3aafb37 div {padding-right:7% !important; padding-left:7% !important;  } .ld_fancy_heading_69e4ef3aafb37 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_69e4ef3aafb37 div {font-weight:bold; } .ld_fancy_heading_69e4ef3aafb37 div {padding-right:7% !important; padding-left:7% !important;  } <\/style><div class=\"ld-fancy-heading text-center ld_fancy_heading_69e4ef3aafb37\">\n\t<div class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  Mohamad Sharif Saad<\/div><\/div><a href=\"#director5modal\" class=\"btn btn-underlined border-thin btn-has-label btn-hidden ld_button_69e4ef3ab0566\" data-lqd-lity=\"#director5modal\" >\n\t<span>\n\t\n\t\t\t\t\t<span class=\"btn-txt\" data-text=\"View More\" >View More<\/span>\n\t\t\n\t\t\t\t\t<\/span>\n<\/a>\n<\/div><\/div><\/div><\/div><\/div><\/div><!-- Modal Body -->\n<div id=\"director1modal\" class=\"lqd-modal lqd-lity-hide modal-curve\" data-modal-type=\"default\">\n\n\t<div class=\"lqd-modal-inner\">\n\t\t<div class=\"lqd-modal-head\">\n\t\t\t<h2><\/h2>\n\t\t<\/div><!-- \/.lqd-modal-head -->\n\t\t<div class=\"lqd-modal-content\">\n\n\t\t\t<div class=\"vc_row vc_inner vc_row-fluid liquid-row-shadowbox-69e4ef3ab1c92\"><div class=\"ld-container container-fluid\"><div class=\"row ld-row ld-row-inner vc_row-o-content-middle vc_row-flex\"><div class=\"wpb_column vc_column_container vc_col-sm-4 liquid-column-69e4ef3ab1fce\"><div class=\"vc_column-inner\" ><div class=\"wpb_wrapper\" >\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_  liquid_vc_single_image-69e4ef3ac822c\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper    vc_custom_1773808208427\"><img decoding=\"async\" width=\"1421\" height=\"2031\" src=\"data:image\/svg+xml;charset=utf-8,%3Csvg xmlns%3D&#039;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#039; viewBox%3D&#039;0 0 1421 2031&#039;%2F%3E\" class=\"vc_single_image-img attachment-full ld-lazyload\" alt=\"\" title=\"Kan Da Xing\" itemprop=\"image\" data-src=\"https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Kan-Da-Xing.png\" data-srcset=\"https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Kan-Da-Xing.png 1421w, https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Kan-Da-Xing-210x300.png 210w, https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Kan-Da-Xing-716x1024.png 716w, https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Kan-Da-Xing-8x12.png 8w\" data-sizes=\"(max-width: 1421px) 100vw, 1421px\" data-aspect=\"0.69965534219596\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-8 liquid-column-69e4ef3ac8555\"><div class=\"vc_column-inner vc_custom_1744355819459\" ><div class=\"wpb_wrapper\" ><style>.ld_fancy_heading_69e4ef3ac8881 h4 {margin-bottom:15px !important;  } .ld_fancy_heading_69e4ef3ac8881 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_69e4ef3ac8881 h4 {margin-bottom:15px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_69e4ef3ac8881\">\n\t<h4 class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  Kan Da Xing<\/p>\n<div id=\"gtx-trans\" style=\"position: absolute;left: 98px;top: -10px\">\n<div class=\"gtx-trans-icon\"><\/div>\n<\/div>\n<p><\/h4><\/div><style>.ld_fancy_heading_69e4ef3ac9250 div{color:rgb(0, 0, 0);}.ld_fancy_heading_69e4ef3ac9250 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}<\/style><div class=\"ld-fancy-heading ld_fancy_heading_69e4ef3ac9250\">\n\t<div class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  <\/p>\n<ul>\n<li>Pengasas Kan &amp; Partners<\/li>\n<li>Peguam Kanan<\/li>\n<li>Over 10 years of legal, lending and asset<\/li>\n<li>Also a property investor with assets worth at RM50 million<\/li>\n<\/ul>\n<p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\t\t<\/div><!-- \/.lqd-modal-content -->\n\t\t<div class=\"lqd-modal-foot\"><\/div><!-- \/.lqd-modal-foot -->\n\n\t<\/div><!-- \/.lqd-modal-inner -->\n<\/div><!-- \/#modal-box.lqd-modal --><!-- Modal Body -->\n<div id=\"director2modal\" class=\"lqd-modal lqd-lity-hide modal-curve\" data-modal-type=\"default\">\n\n\t<div class=\"lqd-modal-inner\">\n\t\t<div class=\"lqd-modal-head\">\n\t\t\t<h2><\/h2>\n\t\t<\/div><!-- \/.lqd-modal-head -->\n\t\t<div class=\"lqd-modal-content\">\n\n\t\t\t<div class=\"vc_row vc_inner vc_row-fluid liquid-row-shadowbox-69e4ef3aca802\"><div class=\"ld-container container-fluid\"><div class=\"row ld-row ld-row-inner vc_row-o-content-middle vc_row-flex\"><div class=\"wpb_column vc_column_container vc_col-sm-4 liquid-column-69e4ef3acaa85\"><div class=\"vc_column-inner\" ><div class=\"wpb_wrapper\" >\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_  liquid_vc_single_image-69e4ef3adf079\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper    vc_custom_1773808218368\"><img decoding=\"async\" width=\"1420\" height=\"2031\" src=\"data:image\/svg+xml;charset=utf-8,%3Csvg xmlns%3D&#039;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#039; viewBox%3D&#039;0 0 1420 2031&#039;%2F%3E\" class=\"vc_single_image-img attachment-full ld-lazyload\" alt=\"\" title=\"Nazrizal\" itemprop=\"image\" data-src=\"https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Nazrizal.png\" data-srcset=\"https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Nazrizal.png 1420w, https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Nazrizal-210x300.png 210w, https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Nazrizal-716x1024.png 716w, https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Nazrizal-8x12.png 8w\" data-sizes=\"(max-width: 1420px) 100vw, 1420px\" data-aspect=\"0.69916297390448\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-8 liquid-column-69e4ef3adf3b6\"><div class=\"vc_column-inner vc_custom_1744355877538\" ><div class=\"wpb_wrapper\" ><style>.ld_fancy_heading_69e4ef3adf55f h4 {margin-bottom:15px !important;  } .ld_fancy_heading_69e4ef3adf55f .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_69e4ef3adf55f h4 {margin-bottom:15px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_69e4ef3adf55f\">\n\t<h4 class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  Nazrizal Abdul Rahman<\/h4><\/div><style>.ld_fancy_heading_69e4ef3adfff1 div{color:rgb(0, 0, 0);}.ld_fancy_heading_69e4ef3adfff1 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}<\/style><div class=\"ld-fancy-heading ld_fancy_heading_69e4ef3adfff1\">\n\t<div class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  <\/p>\n<ul>\n<li>More than 10 years of service in cooperatives<\/li>\n<li>Possess extensive experience in civil service letters<\/li>\n<li>Familiar with legal procedures related to SKM, Koperasi<\/li>\n<li>Connect directly with ANGKASA<\/li>\n<\/ul>\n<p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\t\t<\/div><!-- \/.lqd-modal-content -->\n\t\t<div class=\"lqd-modal-foot\"><\/div><!-- \/.lqd-modal-foot -->\n\n\t<\/div><!-- \/.lqd-modal-inner -->\n<\/div><!-- \/#modal-box.lqd-modal --><!-- Modal Body -->\n<div id=\"director3modal\" class=\"lqd-modal lqd-lity-hide modal-curve\" data-modal-type=\"default\">\n\n\t<div class=\"lqd-modal-inner\">\n\t\t<div class=\"lqd-modal-head\">\n\t\t\t<h2><\/h2>\n\t\t<\/div><!-- \/.lqd-modal-head -->\n\t\t<div class=\"lqd-modal-content\">\n\n\t\t\t<div class=\"vc_row vc_inner vc_row-fluid liquid-row-shadowbox-69e4ef3ae12a8\"><div class=\"ld-container container-fluid\"><div class=\"row ld-row ld-row-inner vc_row-o-content-middle vc_row-flex\"><div class=\"wpb_column vc_column_container vc_col-sm-4 liquid-column-69e4ef3ae153c\"><div class=\"vc_column-inner\" ><div class=\"wpb_wrapper\" >\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_  liquid_vc_single_image-69e4ef3b02b64\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper    vc_custom_1773808228349\"><img decoding=\"async\" width=\"1420\" height=\"2031\" src=\"data:image\/svg+xml;charset=utf-8,%3Csvg xmlns%3D&#039;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#039; viewBox%3D&#039;0 0 1420 2031&#039;%2F%3E\" class=\"vc_single_image-img attachment-full ld-lazyload\" alt=\"\" title=\"Zulkifili\" itemprop=\"image\" data-src=\"https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Zulkifili.png\" data-srcset=\"https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Zulkifili.png 1420w, https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Zulkifili-210x300.png 210w, https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Zulkifili-716x1024.png 716w, https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Zulkifili-8x12.png 8w\" data-sizes=\"(max-width: 1420px) 100vw, 1420px\" data-aspect=\"0.69916297390448\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-8 liquid-column-69e4ef3b02f1f\"><div class=\"vc_column-inner vc_custom_1744355840690\" ><div class=\"wpb_wrapper\" ><style>.ld_fancy_heading_69e4ef3b03171 h4 {margin-bottom:15px !important;  } .ld_fancy_heading_69e4ef3b03171 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_69e4ef3b03171 h4 {margin-bottom:15px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_69e4ef3b03171\">\n\t<h4 class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  Hj Zulkifli Ahmad Rasidi<\/h4><\/div><style>.ld_fancy_heading_69e4ef3b03d20 div{color:rgb(0, 0, 0);}.ld_fancy_heading_69e4ef3b03d20 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}<\/style><div class=\"ld-fancy-heading ld_fancy_heading_69e4ef3b03d20\">\n\t<div class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  <\/p>\n<ul>\n<li>MBA University Utara Malaysia<\/li>\n<li>Sijil Kredit Dalaman (ICC)<\/li>\n<li>Diploma In Accountancy UITM<\/li>\n<li>Commerze Caputal Sdn Bhd (2024-present)<\/li>\n<li>Bank Rakyat (2020-2024)<\/li>\n<li>Kedah Agro Holdings Berhad CEO (2018-2020)<\/li>\n<li>Affin Bank (1985-2017)<\/li>\n<li>Perbankan Komersial dan Pengurusan Pembiayaan<\/li>\n<li>Penstrukturan Strategik Korporat dan Pertumbuhan Perniagaan<\/li>\n<li>Pembangunan Projek Pertanian dan Industri<\/li>\n<li>Penilaian Pinjaman PKS dan Pengurusan Risiko Kredit<\/li>\n<\/ul>\n<p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\t\t<\/div><!-- \/.lqd-modal-content -->\n\t\t<div class=\"lqd-modal-foot\"><\/div><!-- \/.lqd-modal-foot -->\n\n\t<\/div><!-- \/.lqd-modal-inner -->\n<\/div><!-- \/#modal-box.lqd-modal --><!-- Modal Body -->\n<div id=\"director4modal\" class=\"lqd-modal lqd-lity-hide modal-curve\" data-modal-type=\"default\">\n\n\t<div class=\"lqd-modal-inner\">\n\t\t<div class=\"lqd-modal-head\">\n\t\t\t<h2><\/h2>\n\t\t<\/div><!-- \/.lqd-modal-head -->\n\t\t<div class=\"lqd-modal-content\">\n\n\t\t\t<div class=\"vc_row vc_inner vc_row-fluid liquid-row-shadowbox-69e4ef3b055a2\"><div class=\"ld-container container-fluid\"><div class=\"row ld-row ld-row-inner vc_row-o-content-middle vc_row-flex\"><div class=\"wpb_column vc_column_container vc_col-sm-4 liquid-column-69e4ef3b058ac\"><div class=\"vc_column-inner\" ><div class=\"wpb_wrapper\" >\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_  liquid_vc_single_image-69e4ef3b1a42f\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper    vc_custom_1773808238282\"><img decoding=\"async\" width=\"1418\" height=\"2027\" src=\"data:image\/svg+xml;charset=utf-8,%3Csvg xmlns%3D&#039;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#039; viewBox%3D&#039;0 0 1418 2027&#039;%2F%3E\" class=\"vc_single_image-img attachment-full ld-lazyload\" alt=\"\" title=\"Jaafar Hj Ahmad\" itemprop=\"image\" data-src=\"https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Jaafar-Hj-Ahmad.png\" data-srcset=\"https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Jaafar-Hj-Ahmad.png 1418w, https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Jaafar-Hj-Ahmad-210x300.png 210w, https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Jaafar-Hj-Ahmad-716x1024.png 716w, https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Jaafar-Hj-Ahmad-8x12.png 8w\" data-sizes=\"(max-width: 1418px) 100vw, 1418px\" data-aspect=\"0.69955599407992\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-8 liquid-column-69e4ef3b1a800\"><div class=\"vc_column-inner vc_custom_1744355799852\" ><div class=\"wpb_wrapper\" ><style>.ld_fancy_heading_69e4ef3b1aa1a h4 {margin-bottom:15px !important;  } .ld_fancy_heading_69e4ef3b1aa1a .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_69e4ef3b1aa1a h4 {margin-bottom:15px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_69e4ef3b1aa1a\">\n\t<h4 class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  <span style=\"font-weight: 400\">Jaafar Hj Ahmad<\/span><\/p>\n<div id=\"gtx-trans\" style=\"position: absolute;left: 97px;top: -10px\">\n<div class=\"gtx-trans-icon\"><\/div>\n<\/div>\n<p><\/h4><\/div><style>.ld_fancy_heading_69e4ef3b1b567 div{color:rgb(0, 0, 0);}.ld_fancy_heading_69e4ef3b1b567 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}<\/style><div class=\"ld-fancy-heading ld_fancy_heading_69e4ef3b1b567\">\n\t<div class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  <\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Served 38 years with the Suruhanjaya Koperasi Malaysia (SKM)<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Held multiple leadership positions at SKM, including:<\/span>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Director of Kelantan<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Director of Selangor<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Director of the Federal Territory of Kuala Lumpur<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Widely recognized for expertise in cooperative development, governance, compliance, restructuring, and strategic advisory<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Has an outstanding track record of successfully guiding cooperatives toward sustainability, strong governance, and long-term success<\/span><\/li>\n<\/ul>\n<p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\t\t<\/div><!-- \/.lqd-modal-content -->\n\t\t<div class=\"lqd-modal-foot\"><\/div><!-- \/.lqd-modal-foot -->\n\n\t<\/div><!-- \/.lqd-modal-inner -->\n<\/div><!-- \/#modal-box.lqd-modal --><!-- Modal Body -->\n<div id=\"director5modal\" class=\"lqd-modal lqd-lity-hide modal-curve\" data-modal-type=\"default\">\n\n\t<div class=\"lqd-modal-inner\">\n\t\t<div class=\"lqd-modal-head\">\n\t\t\t<h2><\/h2>\n\t\t<\/div><!-- \/.lqd-modal-head -->\n\t\t<div class=\"lqd-modal-content\">\n\n\t\t\t<div class=\"vc_row vc_inner vc_row-fluid liquid-row-shadowbox-69e4ef3b1cc98\"><div class=\"ld-container container-fluid\"><div class=\"row ld-row ld-row-inner vc_row-o-content-middle vc_row-flex\"><div class=\"wpb_column vc_column_container vc_col-sm-4 liquid-column-69e4ef3b1cf97\"><div class=\"vc_column-inner\" ><div class=\"wpb_wrapper\" >\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_  liquid_vc_single_image-69e4ef3b3af07\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper    vc_custom_1773808247489\"><img decoding=\"async\" width=\"1420\" height=\"2031\" src=\"data:image\/svg+xml;charset=utf-8,%3Csvg xmlns%3D&#039;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#039; viewBox%3D&#039;0 0 1420 2031&#039;%2F%3E\" class=\"vc_single_image-img attachment-full ld-lazyload\" alt=\"\" title=\"Mohamad Sharif Saad\" itemprop=\"image\" data-src=\"https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Mohamad-Sharif-Saad.png\" data-srcset=\"https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Mohamad-Sharif-Saad.png 1420w, https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Mohamad-Sharif-Saad-210x300.png 210w, https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Mohamad-Sharif-Saad-716x1024.png 716w, https:\/\/kokhawan.com\/wp-content\/uploads\/2026\/03\/Mohamad-Sharif-Saad-8x12.png 8w\" data-sizes=\"(max-width: 1420px) 100vw, 1420px\" data-aspect=\"0.69916297390448\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-8 liquid-column-69e4ef3b3b311\"><div class=\"vc_column-inner vc_custom_1744355853533\" ><div class=\"wpb_wrapper\" ><style>.ld_fancy_heading_69e4ef3b3b53d h4 {margin-bottom:15px !important;  } .ld_fancy_heading_69e4ef3b3b53d .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_69e4ef3b3b53d h4 {margin-bottom:15px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_69e4ef3b3b53d\">\n\t<h4 class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  <span style=\"font-weight: 400\">Mohamad Sharif Saad<\/span><\/h4><\/div><style>.ld_fancy_heading_69e4ef3b3bf4e div{color:rgb(0, 0, 0);}.ld_fancy_heading_69e4ef3b3bf4e .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}<\/style><div class=\"ld-fancy-heading ld_fancy_heading_69e4ef3b3bf4e\">\n\t<div class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  <\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Has over 30 years of professional experience in the banking and financing industry<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Held management and senior positions at several major financial institutions, including:<\/span>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Maybank<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Affin Bank<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">RHB Bank<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">AmBank<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">MBSB Bank<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Bank Pembangunan Malaysia Berhad<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Currently serves as Vice President, Business Development at Commerze Capital Sdn Bhd<\/span><\/li>\n<\/ul>\n<p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\t\t<\/div><!-- \/.lqd-modal-content -->\n\t\t<div class=\"lqd-modal-foot\"><\/div><!-- \/.lqd-modal-foot -->\n\n\t<\/div><!-- \/.lqd-modal-inner -->\n<\/div><!-- \/#modal-box.lqd-modal --><\/div><\/div><\/div><\/div><\/div><\/section>","protected":false},"excerpt":{"rendered":"About Us We are a forward-thinking cooperative society focused on providing tailored credit facilities focusing on our government servants in Malaysia. Our mission is to empower public sector employees with affordable and accessible financial solutions that enhance their quality of life and support their aspirations. By prioritizing transparency, ethical practices, and member-centric services, we ensure [...]","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-488","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Corporate Information - Building wealth through trust and opportunity | Ko-Khawan<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kokhawan.com\/ms\/corporate-information\/\" \/>\n<meta property=\"og:locale\" content=\"ms_MY\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Corporate Information - Building wealth through trust and opportunity | Ko-Khawan\" \/>\n<meta property=\"og:url\" content=\"https:\/\/kokhawan.com\/ms\/corporate-information\/\" \/>\n<meta property=\"og:site_name\" content=\"Building wealth through trust and opportunity | Ko-Khawan\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-18T05:02:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/kokhawan.com\/wp-content\/uploads\/2024\/12\/metadata-1200x675-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1800\" \/>\n\t<meta property=\"og:image:height\" content=\"1013\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"8 minit\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/kokhawan.com\/corporate-information\/\",\"url\":\"https:\/\/kokhawan.com\/corporate-information\/\",\"name\":\"Corporate Information - 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