Specific Savings+ Scheme
Member Benefits
Our Specific Savings+ Scheme is designed to provide members with rewarding saving options, allowing you to choose different terms that best suit your financial goals. This plan ensures steady growth on your savings while offering a reliable source of returns.
Additionally, the funds deposited into this plan are strategically used to support our cooperative community by funding personal financing solutions for government servants. This model not only ensures a sustainable return for you but also contributes to the betterment of other members in need.
Cooperative Information
Year-Round Plan
Yearly Payout Plan | |
Tenure | 3 Years |
Minimum Saving Amount | RM10,000 |
Additional Saving Amount | RM10,000 or Its Multiples |
Payment Method | Only via online transfer or cheque |
Target Returns | 8.0% per annum |
Disbursement of Target Returns | Yearly Payout |
Early Termination Admin Fees | 20% of Total Saving Amount |
SS+ 2Y Campaign
Monthly Payout Plan | Yearly Payout Plan | |
Tenure | 2 Years | 2 Years |
Minimum Saving Amount | RM10,000 | RM10,000 |
Additional Saving Amount | RM10,000 or Its Multiples | RM10,000 or Its Multiples |
Payment Method | Only via online transfer or cheque | Only via online transfer or cheque |
Target Returns | 0.7% per month | 8.5% per annum |
Disbursement of Target Returns | Monthly Payout | Yearly Payout |
Early Termination Admin Fees | 30% of Total Saving Amount | 30% of Total Saving Amount |
SS+ 3Y Campaign
Monthly Payout Plan | Yearly Payout Plan | |
Tenure | 3 Years | 3 Years |
Minimum Saving Amount | RM10,000 | RM10,000 |
Additional Saving Amount | RM10,000 or Its Multiples | RM10,000 or Its Multiples |
Payment Method | Only via online transfer or cheque | Only via online transfer or cheque |
Target Returns | 0.8% per month | 10.0% per annum |
Disbursement of Target Returns | Monthly Payout | Yearly Payout |
Early Termination Admin Fees | 20% of Total Saving Amount | 20% of Total Saving Amount |
SS+ 6Y Campaign
Monthly Payout Plan | Yearly Payout Plan | |
Tenure | 6 Years | 6 Years |
Minimum Saving Amount | RM10,000 | RM10,000 |
Additional Saving Amount | RM10,000 or Its Multiples | RM10,000 or Its Multiples |
Payment Method | Only via online transfer or cheque | Only via online transfer or cheque |
Target Returns | 0.9% per month | 11.0% per annum |
Disbursement of Target Returns | Monthly Payout | Yearly Payout |
Early Termination Admin Fees | 30% of Total Saving Amount | 30% of Total Saving Amount |
SS+ 10Y Campaign
Monthly Payout Plan | Yearly Payout Plan | |
Tenure | 10 Years | 10 Years |
Minimum Saving Amount | RM10,000 | RM10,000 |
Additional Saving Amount | RM10,000 or Its Multiples | RM10,000 or Its Multiples |
Payment Method | Only via online transfer or cheque | Only via online transfer or cheque |
Target Returns | 1.0% per month | 12.0% per annum |
Disbursement of Target Returns | Monthly Payout | Yearly Payout |
Early Termination Admin Fees | 30% of Total Saving Amount | 30% of Total Saving Amount |
Why Choose Our Special Savings Plan?
- Attractive Returns: Benefit from competitive returns that grow your savings.
- Secure and Transparent: Your funds are safely managed and contribute to meaningful initiatives.
- Empowering the Community: Deposits are utilized for personal financing that aids government servants.
By joining this plan, you are not only securing your financial future but also playing an active role in uplifting the cooperative community. Let your savings work harder for you while making a positive impact!