{"id":1023,"date":"2026-04-17T02:28:21","date_gmt":"2026-04-17T02:28:21","guid":{"rendered":"https:\/\/kokhawan.com\/?page_id=1023"},"modified":"2026-05-21T03:31:14","modified_gmt":"2026-05-21T03:31:14","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/kokhawan.com\/zh\/privacy-policy\/","title":{"rendered":"Privacy Policy"},"content":{"rendered":"<section class=\"vc_row vc_custom_1737683725413 liquid-row-shadowbox-6aa4738aa9159\"><div class=\"ld-container container\"><div class=\"row ld-row ld-row-outer\"><div class=\"wpb_column vc_column_container vc_col-sm-12 liquid-column-6aa4738aa9e31\"><div class=\"vc_column-inner\" ><div class=\"wpb_wrapper\"  ><style>.ld_fancy_heading_6aa4738aa9fef h3{color:rgb(2, 6, 111);}.ld_fancy_heading_6aa4738aa9fef .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}<\/style><div class=\"ld-fancy-heading ld_fancy_heading_6aa4738aa9fef\">\n\t<h3 class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  Privacy Policy<\/h3><\/div><style>.ld_fancy_heading_6aa4738aaa47c div {font-weight:600; } .ld_fancy_heading_6aa4738aaa47c .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6aa4738aaa47c div {font-weight:600; } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6aa4738aaa47c\">\n\t<div class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  Last updated: 16 Jan 2026<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"vc_row liquid-row-shadowbox-6aa4738aaa84a\"><div class=\"ld-container container\"><div class=\"row ld-row ld-row-outer\"><div class=\"wpb_column vc_column_container vc_col-sm-12 liquid-column-6aa4738aaab17\"><div class=\"vc_column-inner\" ><div class=\"wpb_wrapper\"  ><div class=\"vc_row vc_inner vc_row-fluid vc_custom_1776392389803 liquid-row-shadowbox-6aa4738aab212 vc_row-has-fill\"><div class=\"ld-container container-fluid\"><div class=\"row ld-row ld-row-inner\"><div class=\"wpb_column vc_column_container vc_col-sm-12 liquid-column-6aa4738aabb35\"><div class=\"vc_column-inner\" ><div class=\"wpb_wrapper\" ><style>.ld_fancy_heading_6aa4738aabcf9 p {margin-bottom:20px !important;  } .ld_fancy_heading_6aa4738aabcf9 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6aa4738aabcf9 p {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6aa4738aabcf9\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  <span style=\"font-weight: 400\">Ko-Khawan (\u201cKo-Khawan\u201d, \u201cwe\u201d, \u201cour\u201d, or \u201cus\u201d) is committed to protecting your personal data in accordance with applicable data protection laws, including the Personal Data Protection Act 2010 of Malaysia (\u201cPDPA\u201d).<\/span><\/p><\/div><style>.ld_fancy_heading_6aa4738aac007 p {margin-bottom:20px !important;  } .ld_fancy_heading_6aa4738aac007 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6aa4738aac007 p {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6aa4738aac007\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  <span style=\"font-weight: 400\">This Privacy Policy explains how we collect, use, disclose, and safeguard your personal data when you access or use the Ko-Khawan website and mobile application (collectively, the \u201cPlatform\u201d).<\/span><\/p><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span  class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span  class=\"vc_sep_line\"><\/span><\/span>\n<\/div><style>.ld_fancy_heading_6aa4738aaca41 h5 {margin-bottom:20px !important;  } .ld_fancy_heading_6aa4738aaca41 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6aa4738aaca41 h5 {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6aa4738aaca41\">\n\t<h5 class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  1. Information We Collect<\/h5><\/div><style>.ld_fancy_heading_6aa4738aaccdf p {margin-bottom:20px !important;  } .ld_fancy_heading_6aa4738aaccdf .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6aa4738aaccdf p {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6aa4738aaccdf\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  <span style=\"font-weight: 400\">We may collect the following information:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Personal information such as name, identification number, email address, and contact details<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Account and membership information related to your koperasi<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Savings and return history information<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Device and usage data (such as IP address, device type, and app usage)<\/span><\/li>\n<\/ul>\n<p><\/p><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span  class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span  class=\"vc_sep_line\"><\/span><\/span>\n<\/div><style>.ld_fancy_heading_6aa4738aad3e1 h5 {margin-bottom:20px !important;  } .ld_fancy_heading_6aa4738aad3e1 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6aa4738aad3e1 h5 {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6aa4738aad3e1\">\n\t<h5 class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  2. Purpose of Processing<\/h5><\/div><style>.ld_fancy_heading_6aa4738aad631 p {margin-bottom:20px !important;  } .ld_fancy_heading_6aa4738aad631 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6aa4738aad631 p {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6aa4738aad631\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  <span style=\"font-weight: 400\">Your personal data is collected and used for the following purposes:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">To provide access to your koperasi information and membership records<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">To display savings, return history, and related information<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">To communicate updates, notifications, and announcements<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">To maintain and improve the functionality and security of the Platform<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">To comply with legal and regulatory obligations<\/span><\/li>\n<\/ul>\n<p><\/p><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span  class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span  class=\"vc_sep_line\"><\/span><\/span>\n<\/div><style>.ld_fancy_heading_6aa4738aadd36 h5 {margin-bottom:20px !important;  } .ld_fancy_heading_6aa4738aadd36 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6aa4738aadd36 h5 {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6aa4738aadd36\">\n\t<h5 class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  3. Disclosure of Personal Data<\/h5><\/div><style>.ld_fancy_heading_6aa4738aadf94 p {margin-bottom:20px !important;  } .ld_fancy_heading_6aa4738aadf94 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6aa4738aadf94 p {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6aa4738aadf94\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  <span style=\"font-weight: 400\">We may disclose your data to:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Your respective koperasi for operational and service purposes<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Third-party service providers\u00a0<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Regulatory authorities, where required by law<\/span><\/li>\n<\/ul>\n<p><\/p><\/div><style>.ld_fancy_heading_6aa4738aae2f7 p {margin-bottom:20px !important;  } .ld_fancy_heading_6aa4738aae2f7 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6aa4738aae2f7 p {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6aa4738aae2f7\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  <span style=\"font-weight: 400\">All third parties are required to handle your data in accordance with applicable data protection laws.<\/span><\/p><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span  class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span  class=\"vc_sep_line\"><\/span><\/span>\n<\/div><style>.ld_fancy_heading_6aa4738aae888 h5 {margin-bottom:20px !important;  } .ld_fancy_heading_6aa4738aae888 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6aa4738aae888 h5 {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6aa4738aae888\">\n\t<h5 class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  4. Data Security<\/h5><\/div><style>.ld_fancy_heading_6aa4738aaeae2 p {margin-bottom:20px !important;  } .ld_fancy_heading_6aa4738aaeae2 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6aa4738aaeae2 p {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6aa4738aaeae2\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  <span style=\"font-weight: 400\">We implement appropriate technical and organisational measures to safeguard your personal data against unauthorised access, disclosure, alteration, or destruction.<\/span><\/p><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span  class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span  class=\"vc_sep_line\"><\/span><\/span>\n<\/div><style>.ld_fancy_heading_6aa4738aaf078 h5 {margin-bottom:20px !important;  } .ld_fancy_heading_6aa4738aaf078 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6aa4738aaf078 h5 {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6aa4738aaf078\">\n\t<h5 class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  5. Data Retention<\/h5><\/div><style>.ld_fancy_heading_6aa4738aaf2e6 p {margin-bottom:20px !important;  } .ld_fancy_heading_6aa4738aaf2e6 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6aa4738aaf2e6 p {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6aa4738aaf2e6\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  Your personal data will be retained only for as long as necessary to fulfil the purposes stated in this Policy, or as required by applicable laws and regulations.<\/p><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span  class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span  class=\"vc_sep_line\"><\/span><\/span>\n<\/div><style>.ld_fancy_heading_6aa4738aaf829 h5 {margin-bottom:20px !important;  } .ld_fancy_heading_6aa4738aaf829 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6aa4738aaf829 h5 {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6aa4738aaf829\">\n\t<h5 class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  6. Your Rights<\/h5><\/div><style>.ld_fancy_heading_6aa4738aafa7c p {margin-bottom:20px !important;  } .ld_fancy_heading_6aa4738aafa7c .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6aa4738aafa7c p {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6aa4738aafa7c\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  <span style=\"font-weight: 400\">Subject to applicable laws, you have the right to:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Request access to your personal data<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Request correction of inaccurate information<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Contact us for any privacy-related concerns<\/span><\/li>\n<\/ul>\n<p><\/p><\/div><style>.ld_fancy_heading_6aa4738aafef2 p {margin-bottom:20px !important;  } .ld_fancy_heading_6aa4738aafef2 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6aa4738aafef2 p {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6aa4738aafef2\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  Requests can be made by contacting us using the details below.<\/p><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span  class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span  class=\"vc_sep_line\"><\/span><\/span>\n<\/div><style>.ld_fancy_heading_6aa4738ab04c1 h5 {margin-bottom:20px !important;  } .ld_fancy_heading_6aa4738ab04c1 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6aa4738ab04c1 h5 {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6aa4738ab04c1\">\n\t<h5 class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  7. Third-Party Links<\/h5><\/div><style>.ld_fancy_heading_6aa4738ab0730 p {margin-bottom:20px !important;  } .ld_fancy_heading_6aa4738ab0730 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6aa4738ab0730 p {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6aa4738ab0730\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  The Platform may contain links to third-party websites. We are not responsible for the privacy practices of such websites.<\/p><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span  class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span  class=\"vc_sep_line\"><\/span><\/span>\n<\/div><style>.ld_fancy_heading_6aa4738ab0c85 h5 {margin-bottom:20px !important;  } .ld_fancy_heading_6aa4738ab0c85 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6aa4738ab0c85 h5 {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6aa4738ab0c85\">\n\t<h5 class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  8. Changes to This Policy<\/h5><\/div><style>.ld_fancy_heading_6aa4738ab0efc p {margin-bottom:20px !important;  } .ld_fancy_heading_6aa4738ab0efc .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6aa4738ab0efc p {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6aa4738ab0efc\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  We reserve the right to update this Privacy Policy at any time. Any changes will be effective upon posting on this page.<\/p><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span  class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span  class=\"vc_sep_line\"><\/span><\/span>\n<\/div><style>.ld_fancy_heading_6aa4738ab1445 h5 {margin-bottom:20px !important;  } .ld_fancy_heading_6aa4738ab1445 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6aa4738ab1445 h5 {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6aa4738ab1445\">\n\t<h5 class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  9. Binding with KKW Nomination Declaration and T&amp;C Acknowledgement<\/h5><\/div><style>.ld_fancy_heading_6aa4738ab16a3 p {margin-bottom:20px !important;  } .ld_fancy_heading_6aa4738ab16a3 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6aa4738ab16a3 p {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6aa4738ab16a3\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  This Privacy Policy is read together with, and forms an integral part of, the Ko-Khawan (KKW) Nomination Declaration and T&amp;C Acknowledgement). In the event of any conflict, the KKW T&amp;C shall prevail except where this Privacy Policy provides more specific terms. Acceptance of the KKW T&amp;C constitutes acceptance of this Privacy Policy.<\/p><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span  class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span  class=\"vc_sep_line\"><\/span><\/span>\n<\/div><style>.ld_fancy_heading_6aa4738ab1bfd h5 {margin-bottom:20px !important;  } .ld_fancy_heading_6aa4738ab1bfd .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6aa4738ab1bfd h5 {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6aa4738ab1bfd\">\n\t<h5 class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  10. Contact Information<\/h5><\/div><style>.ld_fancy_heading_6aa4738ab1e6a p {margin-bottom:20px !important;  } .ld_fancy_heading_6aa4738ab1e6a .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6aa4738ab1e6a p {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6aa4738ab1e6a\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  If you have any questions regarding this Privacy Policy or how personal data is handled, please contact us at:<\/p><\/div><style>.ld_fancy_heading_6aa4738ab20b8 p {margin-bottom:20px !important;  } .ld_fancy_heading_6aa4738ab20b8 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_6aa4738ab20b8 p {margin-bottom:20px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_6aa4738ab20b8\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  Email: <a href=\"mailto:dev@kokhawan.com\">dev@kokhawan.com<\/a><\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section>","protected":false},"excerpt":{"rendered":"Privacy Policy Last updated: 16 Jan 2026 Ko-Khawan (\u201cKo-Khawan\u201d, \u201cwe\u201d, \u201cour\u201d, or \u201cus\u201d) is committed to protecting your personal data in accordance with applicable data protection laws, including the Personal Data Protection Act 2010 of Malaysia (\u201cPDPA\u201d). This Privacy Policy explains how we collect, use, disclose, and safeguard your personal data when you access or [...]","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1023","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Privacy Policy - Building wealth through trust and opportunity | Ko-Khawan<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kokhawan.com\/zh\/privacy-policy\/\" \/>\n<meta property=\"og:locale\" content=\"zh_CN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Privacy Policy - Building wealth through trust and opportunity | Ko-Khawan\" \/>\n<meta property=\"og:url\" content=\"https:\/\/kokhawan.com\/zh\/privacy-policy\/\" \/>\n<meta property=\"og:site_name\" content=\"Building wealth through trust and opportunity | Ko-Khawan\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-21T03:31:14+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/kokhawan.com\/wp-content\/uploads\/2024\/12\/metadata-1200x675-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1800\" \/>\n\t<meta property=\"og:image:height\" content=\"1013\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u9884\u8ba1\u9605\u8bfb\u65f6\u95f4\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 \u5206\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/kokhawan.com\/privacy-policy\/\",\"url\":\"https:\/\/kokhawan.com\/privacy-policy\/\",\"name\":\"Privacy Policy - Building wealth through trust and opportunity | Ko-Khawan\",\"isPartOf\":{\"@id\":\"https:\/\/kokhawan.com\/#website\"},\"datePublished\":\"2026-04-17T02:28:21+00:00\",\"dateModified\":\"2026-05-21T03:31:14+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/kokhawan.com\/privacy-policy\/#breadcrumb\"},\"inLanguage\":\"zh-Hans\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/kokhawan.com\/privacy-policy\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/kokhawan.com\/privacy-policy\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/kokhawan.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Privacy Policy\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/kokhawan.com\/#website\",\"url\":\"https:\/\/kokhawan.com\/\",\"name\":\"Building wealth through trust and opportunity | Kokhawan\",\"description\":\"Koperasi Khazanah Usahawan (Ko-Khawan) Berhad is a dynamic cooperative empowering members with savings schemes, tailored financing, and welfare benefits for better well-being.\",\"publisher\":{\"@id\":\"https:\/\/kokhawan.com\/#organization\"},\"alternateName\":\"Kokhawan\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/kokhawan.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"zh-Hans\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/kokhawan.com\/#organization\",\"name\":\"Building wealth through trust and opportunity - Kokhawan\",\"url\":\"https:\/\/kokhawan.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-Hans\",\"@id\":\"https:\/\/kokhawan.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/kokhawan.com\/wp-content\/uploads\/2024\/12\/KKW-logo-Blue.png\",\"contentUrl\":\"https:\/\/kokhawan.com\/wp-content\/uploads\/2024\/12\/KKW-logo-Blue.png\",\"width\":431,\"height\":92,\"caption\":\"Building wealth through trust and opportunity - Kokhawan\"},\"image\":{\"@id\":\"https:\/\/kokhawan.com\/#\/schema\/logo\/image\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Privacy Policy - Building wealth through trust and opportunity | Ko-Khawan","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/kokhawan.com\/zh\/privacy-policy\/","og_locale":"zh_CN","og_type":"article","og_title":"Privacy Policy - Building wealth through trust and opportunity | Ko-Khawan","og_url":"https:\/\/kokhawan.com\/zh\/privacy-policy\/","og_site_name":"Building wealth through trust and opportunity | Ko-Khawan","article_modified_time":"2026-05-21T03:31:14+00:00","og_image":[{"width":1800,"height":1013,"url":"https:\/\/kokhawan.com\/wp-content\/uploads\/2024\/12\/metadata-1200x675-1.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"\u9884\u8ba1\u9605\u8bfb\u65f6\u95f4":"3 \u5206"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/kokhawan.com\/privacy-policy\/","url":"https:\/\/kokhawan.com\/privacy-policy\/","name":"Privacy Policy - Building wealth through trust and opportunity | Ko-Khawan","isPartOf":{"@id":"https:\/\/kokhawan.com\/#website"},"datePublished":"2026-04-17T02:28:21+00:00","dateModified":"2026-05-21T03:31:14+00:00","breadcrumb":{"@id":"https:\/\/kokhawan.com\/privacy-policy\/#breadcrumb"},"inLanguage":"zh-Hans","potentialAction":[{"@type":"ReadAction","target":["https:\/\/kokhawan.com\/privacy-policy\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/kokhawan.com\/privacy-policy\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/kokhawan.com\/"},{"@type":"ListItem","position":2,"name":"Privacy Policy"}]},{"@type":"WebSite","@id":"https:\/\/kokhawan.com\/#website","url":"https:\/\/kokhawan.com\/","name":"Building wealth through trust and opportunity | Kokhawan","description":"Koperasi Khazanah Usahawan (Ko-Khawan) Berhad is a dynamic cooperative empowering members with savings schemes, tailored financing, and welfare benefits for better well-being.","publisher":{"@id":"https:\/\/kokhawan.com\/#organization"},"alternateName":"Kokhawan","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/kokhawan.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"zh-Hans"},{"@type":"Organization","@id":"https:\/\/kokhawan.com\/#organization","name":"Building wealth through trust and opportunity - Kokhawan","url":"https:\/\/kokhawan.com\/","logo":{"@type":"ImageObject","inLanguage":"zh-Hans","@id":"https:\/\/kokhawan.com\/#\/schema\/logo\/image\/","url":"https:\/\/kokhawan.com\/wp-content\/uploads\/2024\/12\/KKW-logo-Blue.png","contentUrl":"https:\/\/kokhawan.com\/wp-content\/uploads\/2024\/12\/KKW-logo-Blue.png","width":431,"height":92,"caption":"Building wealth through trust and opportunity - Kokhawan"},"image":{"@id":"https:\/\/kokhawan.com\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/kokhawan.com\/zh\/wp-json\/wp\/v2\/pages\/1023","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kokhawan.com\/zh\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/kokhawan.com\/zh\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/kokhawan.com\/zh\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/kokhawan.com\/zh\/wp-json\/wp\/v2\/comments?post=1023"}],"version-history":[{"count":21,"href":"https:\/\/kokhawan.com\/zh\/wp-json\/wp\/v2\/pages\/1023\/revisions"}],"predecessor-version":[{"id":1060,"href":"https:\/\/kokhawan.com\/zh\/wp-json\/wp\/v2\/pages\/1023\/revisions\/1060"}],"wp:attachment":[{"href":"https:\/\/kokhawan.com\/zh\/wp-json\/wp\/v2\/media?parent=1023"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}