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Member Benefits

Personal Financing (Government Servant)

The Ko-Khawan Personal Financing (Government Sector) is among the top Shariah-compliant personal financing solutions available, designed exclusively for government employees and staff of selected Government-Linked Companies (GLCs).

This financing package follows the Tawarruq concept, requiring no collateral or guarantor. Members can apply for financing amounts up to 30,000, with flexible repayment tenures of 1 to 10 years.

Key Features:

  • Financing Amount: Up to RM30,000.
  • Fast Process: Quick approval timeline.
  • No Guarantor Needed: No third-party guarantors required.
  • Fixed Rates: Enjoy fixed repayment rates for up to 10 years.
  • Convenient Repayments: Deductions made directly through Biro Angkasa.
  • Employment Requirement: Applicants must have been in service for at least 5 year.
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